In 2012, over 10 trillion dollars worth of goods were transported by trucks in the United States. Moreover, a study conducted in 2005 found that three out of four commercial vehicle drivers reported making at least one driving error due to drowsiness. Long hours, strenuous activities, and lack of sleep can all cause a truck driver to feel fatigued, and when this occurs, the driver can make mistakes that cause devastating car accidents.
The physical health of a truck driver is only one factor that a truck accident lawyer considers when they evaluate a case, but this factor and others can be complex, which is why you should always consult with a truck accident attorney if you are ever involved in an accident with a commercial vehicle.
Commercial Insurance Requirements
The federal and state legislatures recognize the damage that a commercial vehicle can inflict on the public if an accident occurs. As such, commercial vehicles have specific state and federal insurance requirements to provide relief to individuals involved in a collision with a commercial vehicle.
Commercial Insurance Requirements in Georgia
Some truck drivers are only required to meet the state minimum insurance requirements for commercial vehicles. The determining factor is whether or not a truck driver only transports goods within the state, which is commonly referred to as “intrastate transport.” Under Georgia law, intrastate truck drivers must meet the following minimum commercial vehicle insurance requirements:
- $100,000 in bodily injury liability coverage per person
- $300,000 in bodily injury liability coverage per accident
- $50,000 in property damage liability coverage per accident
Federal Commercial Insurance Requirements
When a truck driver transports goods across state lines, which is referred to as “interstate transport,” the driver or the company that owns the truck must meet the federal minimum insurance requirements for commercial vehicles, which can range from $300,000 to $5,000,000 in liability coverage, depending on the type of freight being transported and the weight of the vehicle.
Truck Accidents Involving Product Liability
Although many accidents are caused by negligent drivers, some accidents are the result of faulty or defective equipment. When these equipment failures occur, the manufacturer can be held liable for damages. This aspect of truck accidents is often overlooked by adjusters and lawyers alike, but an experienced truck accident attorney will evaluate both the facts of the accident and whether or not the real cause of the accident was due to the failure or malfunction of critical components within the commercial vehicle.
How Can a Truck Accident Attorney Help?
If you have been involved in a truck accident, there are a number of things a truck accident attorney will do to build your claim. These critical tasks and others will ensure that you are properly compensated for the injuries you sustained and that all aspects of your case have been evaluated. These types of accidents can result in serious neck injuries, contact our team of neck injury attorneys today and get the representation and compensation you deserve.
One of the most important duties a truck accident attorney performs is gathering and evaluating evidence. This includes obtaining witness statements, taking and reviewing pictures of the accident scene, and collecting testimony from the police and witnesses. The information gained through this process strengthens your claim, because each piece of evidence is then used to demonstrate the at-fault party’s negligence.
Reconstructing the Accident Scene
All of the gathered evidence is then combined and used to reconstruct how the accident occured. This depiction of how the accident transpired can then be used during cross examinations at trial or for deposing witnesses. Moreover, it is easier for jurors to understand the facts of an accident with a reconstruction rather than witness testimony alone.
Negotiating With Insurance Companies
Commercial insurance companies are only concerned with minimizing the amount money that is paid to settle a claim, but an experienced and aggressive truck accident lawyer will use the evidence they have gathered to negotiate the best possible settlement offer with the insurance company or make it perfectly clear that you are ready and willing to take your case to trial.
Truck Accidents in Atlanta, GA
Truck accidents happen every day in Atlanta, GA, but that doesn’t mean that you have to face this tragedy alone. At the law office of Cambre and Associates, our truck accident attorneys will fight to protect your rights and build your case by aggressively and meticulously evaluating all aspect of the accident. Our attorneys have years of experience handling truck accidents of all types. So, call our office today for a free consultation to find out how our team of truck accident attorneys can help you.
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